Why should I subscribe?
Your subscription assures that Cranberry Township EMS will have the staff, vehicles, and equipment required to provide around-the-clock protection for you and your family in the event of an emergency. Your paid subscription shows that you support YOUR EMS by providing the revenue needed to operate the system without municipal tax money.
Does my subscription provide coverage outside of the community?
Yes, it does. Cranberry Township EMS maintains reciprocal agreements with all of our immediately surrounding EMS services and 17 other organizations who are members of the Northeast Ambulance Alliance. If you become ill or injured in any of these communities and require medically necessary emergency ambulance service, your Cranberry Township EMS subscription will be honored.
If I have health insurance, do I need a subscription?
Yes. Your subscription assures that you will not incur any unnecessary bills for medically necessary emergency ambulance service, regardless of your insurance coverage. Most insurance companies do not pay 100% of ambulance bills. If your coverage includes a deductible or a co-payment, you could be left with a large balance to pay out-of-pocket. Keep in mind non-subscribers are responsible for full payment of all applicable charges, which often can exceed more than $600.00 per trip.
How does Cranberry Township EMS get reimbursed if I am transported to the hospital?
In the event that you need ambulance service, Cranberry Township EMS will submit a bill to your insurance company. Insurance payments are then applied to your balance. Once your insurance benefits are exhausted, we write off any remaining balance. Subscribers do not have to pay any out-of-pocket expenses for emergency ambulance services no matter how frequently you need our services.
What should I do if my insurance company sends me a check for payment of services provided by Cranberry Township EMS?
All recipients of services are required to immediately forward any and all reimbursement received to Cranberry Township EMS. Failure to do so will result in the immediate termination of any subscription agreement and you will be held responsible for payment of all outstanding balances.
What is not covered by a subscription?
The following services are not covered by your subscription.
- Alternative modes of non-emergency transportation, such as wheelchair van and invalid coach transports;
- Certain non-emergency ambulance transports, which may be denied or deemed outside the limits of your insurance coverage;
- Transports which do not meet medical necessity criteria;
- Any charges related to excessive mileage or other non-covered charges for transports, which are based solely on patient and/or physician preference.